Cancel your credit cards before you die

Be sure and cancel your credit cards before you die!
This is so priceless and so easy to see happening - customer service, being what it is today!

A lady died this past January, and MBNA bank billed her for February and March for their annual service charges on her credit card, and then added late fees and interest on the monthly charge. The balance that had been ??0.00, now is somewhere around ??60.00.

A family member placed a call to the MBNA Bank:


Family Member:
'I am calling to tell you that she died in January.'

MBNA:
'The account was never closed and the late fees and charges still apply.'

Family Member:
'Maybe, you should turn it over to collections.'

MBNA:
'Since it is two months past due, it already has been.'

Family Member:
So, what will they do when they find out she is dead?'

MBNA:
'Either report her account to the frauds division or report her to the credit bureau, maybe both!'


Family Member:
'Do you think God will be mad at her?'

MBNA:
'Excuse me?'


Family Member:
'Did you just get what I was telling you . . . The part about her being dead?'

MBNA:
'Sir, you'll have to speak to my supervisor.'

Supervisor gets on the phone:
Family Member:
'I'm calling to tell you, she died in January.'


MBNA:
'The account was never closed and the late fees and charges still apply.'

Family Member:
'You mean you want to collect from her estate?'

MBNA:
(Stammer) 'Are you her lawyer?'

Family Member:
'No, I'm her great nephew.' (Lawyer info given)

MBNA:
'Could you fax us a certificate of death?'

Family Member:
'Sure.' ( fax number is given )

After they get the fax:

MBNA:
'Our system just isn't set up for death. I don't know what more I can do to help.'

Family Member:
'Well, if you figure it out, great! If not, you could just keep billing her. I don't think she will care.'

MBNA:
'Well, the late fees and charges do still apply.'

Family Member:
'Would you like her new billing address?'

MBNA:
'That might help.'

Family Member:
' Glasnevin Cemetry, Finglas Road, Dublin 11, Ireland, Plot Number 1049.'

MBNA:
'Sir, that's a cemetery!'

Family Member:
Well, what the hell do you do with dead people on your planet?'

I'm gonna leave all my accounts open, let them come and find me. :lol:

Very good spike...............I have been in glasnevin cemetary on a few occasions...popular graveyard..lol.......

Its a problem of modern society (which I am guilty of too). When you become so enameled in your everyday routine, your responses become somewhat robotic and impersonal. The people in the bank were obviously flustered with their "assembly line" telephone work, and could simply not come to their senses. Wanna know a real problem? If they were NOT totally robotic and inhuman on the phones, we would be on hold for a loooooong time when attempting to reach them. :)

Luckily, I know exactly when I'm going to die so I can do that. :)